Both of these start with a ‘c,’ both are types of insurance and you usually have both on your automobile. But do you know the difference between comprehensive and collision coverage?
Basically, comprehensive coverage is a policy that covers damages to your car caused by things outside your control, such as natural disasters, fire, robbery and theft.
Here are a few examples of accidents that would be covered under your comprehensive insurance:
Collision coverage then covers damages to your car because of a car accident that you cause.
Some examples of accidents that would be covered by your collision insurance include:
If your car is worth more than $4,000, it is important to purchase collision coverage.
In terms of comprehensive coverage, the The Car Insurance Guide says it’s “in a stressful time – after a natural disaster, or an act of vandalism – it can be extremely helpful if the financial burden of paying for car repairs is already taken care of.”
Planning ahead is always a good idea. So if you do happen to get into a fender bender or run over something you shouldn’t have, you’ll know you’re protected. And you’ll also know where to get your car fixed, Great Plains Auto Body, 402-334-7100.