Both of these start with a ‘c,’ both are types of insurance and you usually have both on your automobile. But do you know the difference between comprehensive vs collision coverage?
Basically, comprehensive coverage is a policy that covers damages to your car caused by things outside your control, such as natural disasters, fire, robbery and theft.
Comprehensive VS Collision Insurance
Here are a few examples of accidents that would be covered under your comprehensive insurance:
Debris that flies out from under your lawnmower and chips your car window.
A ladder falls onto your car while you’re painting the outside of your house.
Instead of using your ice scraper on your windshield, you use hot water to melt the ice and your windshield cracks.
Collision coverage then covers damages to your car because of a car accident that you cause.
Some examples of accidents that would be covered by your collision insurance include:
Running over a child’s bicycle in the driveway or on the sidewalk.
Underestimating the height or width of a drive-thru.
Scratching the top of your car after driving under low hanging tree branches.
If your car is worth more than $4,000, it is important to purchase collision coverage.
In terms of comprehensive coverage, the The Car Insurance Guide says it’s “in a stressful time – after a natural disaster, or an act of vandalism – it can be extremely helpful if the financial burden of paying for car repairs is already taken care of.”
Great Plains Auto Body Omaha & Council Bluffs | Best Auto Body Repair Shops Around Your Area
At Great Plains Auto Body, we’re committed to giving you an unmatched level of service. As a company that’s been family owned and operated for more than 25 years, we’re dedicated to treating our customers as we would treat members of our own family. We’ll keep you informed throughout the entire repair process and make sure you’re satisfied when the job is complete. From estimating and detailing to collision repair and paint services, our ASE-certified mechanics and technicians make sure the job is done right and on time.
AUTO BODY REPAIR
Our workmanship is second-to-none when it comes to complete auto body repair. In addition, we have years of experience in aluminum vehicle repair.
PAINTLESS DENT REPAIR
From hail damage to door dings to everything in between, trust the local experts to remove minor dents and get your car into showroom shape.
PAINT MATCHING & REPAIR
Expect outstanding paint work with our computerized mixing system, environmentally friendly water-based paint technology and downdraft paint/bake booths.
Our computerized laser measuring system and Celette fixture bench will return your vehicle’s structure and frame back to factory specifications.
ON-SITE CAR RENTAL
Enterprise Rent-A-Car is conveniently located on-site at both Omaha locations. You’ll be en route to your destination in no time at all.
We have the latest in diagnostic testing technology. This helps us efficiently determine the right path for your auto body repair.
We offer a professional 24-hour towing service at all three locations. We respond quickly, and handle your vehicle safely and securely.
Stay in the loop regarding your auto body repair with our convenient text messaging system. Real-time updates leave your day worry-free.
We have a great relationship with all of the major insurance companies and can help negotiate your claim to your satisfaction.