Comprehensive VS Collision Car Insurance | Great Plains Auto Body Shop

Comprehensive VS Collision Insurance

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Comprehensive VS Collision Insurance

Both of these start with a ‘c,’ both are types of insurance and you usually have both on your automobile. But do you know the difference between comprehensive vs collision coverage?

Basically, comprehensive coverage is a policy that covers damages to your car caused by things outside your control, such as natural disasters, fire, robbery and theft.

Comprehensive VS Collision Insurance

Here are a few examples of accidents that would be covered under your comprehensive insurance:

  • Debris that flies out from under your lawnmower and chips your car window.
  • A ladder falls onto your car while you’re painting the outside of your house.
  • Instead of using your ice scraper on your windshield, you use hot water to melt the ice and your windshield cracks.

Collision coverage then covers damages to your car because of a car accident that you cause.

Some examples of accidents that would be covered by your collision insurance include:

  • Running over a child’s bicycle in the driveway or on the sidewalk.
  • Underestimating the height or width of a drive-thru.
  • Scratching the top of your car after driving under low hanging tree branches.

If your car is worth more than $4,000, it is important to purchase collision coverage.

In terms of comprehensive coverage, the The Car Insurance Guide says it’s “in a stressful time – after a natural disaster, or an act of vandalism – it can be extremely helpful if the financial burden of paying for car repairs is already taken care of.”

Great Plains Auto Body Omaha & Council Bluffs | Best Auto Body Repair Shops Around Your Area

At Great Plains Auto Body, we’re committed to giving you an unmatched level of service. As a company that’s been family owned and operated for more than 25 years, we’re dedicated to treating our customers as we would treat members of our own family. We’ll keep you informed throughout the entire repair process and make sure you’re satisfied when the job is complete. From estimating and detailing to collision repair and paint services, our ASE-certified mechanics and technicians make sure the job is done right and on time.

Coronavirus Update:As We are Open as an Essential Business (Auto Repair & Service)

We understand the current outbreak is worrying, and we want to take a moment to share the ways we can all help keep the workplace safe, as well as the steps we are taking as an organization.

Great Plains Auto Body has heightened cleaning and all front lobbies are removed all non-essential items. We are wiping down handles, chair handles, doorknobs, etc. to maintain the sanitary of our lobbies.

We are following the guidelines from the CDC in terms of sterilization and cleanliness on our lobbies at all our locations. If you have any questions about the extra measures we are taking at this time, please feel free to give us a call and we can speak with you about your concerns and work to a solution to best facilitate the repair process for all parties.

Thank you for your understanding and your support of our local business!

Wishing everybody safety and good health.