Are Certain Car Colors Safer and Cheaper to Insure?

Auto Body Collision FAQs
July 13, 2018
Facts to Teach Your New Teen Driver
July 18, 2018
Show all

Are Certain Car Colors Safer and Cheaper to Insure?

Are Certain Car Colors Safer and Cheaper to Insure?

When you’re shopping for a new car, safety is top on your list of priorities. Air bags, safety restraints, antilock brakes, tire pressure monitors, and accident avoidance systems (like brake and parking assist) are all features that you check for. But there’s another safety feature that you’re probably overlooking, and it doesn’t involve technology. What is it? – Car colors!

Are Certain Car Colors Safer and Cheaper to Insure?

Why is Color an Important Safety Feature?

Studies have found that there are distinct correlations between the color of a vehicle and collisions. Guess what colors are most likely to be involved in an accident? – Black, navy blue, and other dark colors. Why? – Because they can blend into the environment, especially when lighting conditions aren’t optimal, like when it’s cloudy and at night.

Does Color Affect Auto Insurance Prices?

Since darker colored vehicles are more likely to be involved in accidents, you might assume that they would be more expensive to insure. After all, the greater the chances of an accident, the more risk is associated with the car, hence coverage would be more expensive. However, in reality, the color of a vehicle does not affect the cost of insurance. In fact, insurance agents won’t even ask you about the color of your car because they don’t consider it a risk factor.

What are risk factors that will affect the cost of your insurance?

  • driving history, including any speeding tickets
  • accidents, and other infractions
  • age
  • make, model, year of your vehicle, the age
  • safety features (like airbags, daytime running lights, etc)

When it comes to purchasing a car, you may want to consider the color for your own safety, but the color certainly won’t affect your insurance rates.

Great Plains Auto Body Collision Services

At Great Plains Auto Body, we’re committed to giving you an unmatched level of service. As a company that’s been family owned and operated for more than 25 years, we’re dedicated to treating our customers as we would treat members of our own family. We’ll keep you informed throughout the entire repair process and make sure you’re satisfied when the job is complete. From estimating and detailing to collision repair and paint services, our ASE-certified mechanics and technicians make sure the job is done right and on time. And, in addition to our extensive list of certifications, we’re the only Mercedes-Certified Collision Center in Nebraska. Most important, we offer a lifetime warranty on ALL of our work.



Leave a Reply

X