Need Additional Rental Insurance Coverage? | Great Plain Auto Body

Do You Need Additional Rental Insurance Coverage?

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Do You Need Additional Rental Insurance Coverage?

Do You Need Additional Rental Insurance Coverage?Should you purchase the additional insurance coverage offered by car rental companies when you rent a vehicle?

The correct answer depends on several factors.

Factors On Addition Car Rental Insurance Coverage

Policy coverage

Before you rent a car, call your auto insurance company to see if your policy covers rentals. It’s likely it will, at least up to the amount you’re already insured.

That means that if you drive a car worth $3,000, your policy probably covers up to that amount. So don’t assume your current coverage covers the cost to repair or replace a rental car worth $35,000.

Bring a copy of your insurance card with you. Some rental car companies won’t let you drive away if you don’t have proof of insurance and don’t purchase coverage from them.

Credit card coverage

Rental car coverage is a common benefit offered by credit card companies. Typically, this benefit is available only when the credit card is used to reserve and pay for the rental car.

Such coverage is meant to be secondary, so don’t count on it as your primary coverage in the event of damage or theft of the rental car.

Find out the details of the coverage, such as amount and restrictions, before you rely on this coverage.

Know the particulars

Coverage can be voided if someone not on the rental agreement drives the rental car. Even if you have sufficient insurance and additional coverage through your credit card, it could mean nothing if you let someone not listed drive the rental.

It’s important to understand your coverage options before you accept or decline additional coverage from the rental company.

And if you know you’re covered, don’t let the salesperson at the counter talk you into additional insurance you don’t need. For any additional information, please contact us.

Coronavirus Update:As We are Open as an Essential Business (Auto Repair & Service)

We understand the current outbreak is worrying, and we want to take a moment to share the ways we can all help keep the workplace safe, as well as the steps we are taking as an organization.

Great Plains Auto Body has heightened cleaning and all front lobbies are removed all non-essential items. We are wiping down handles, chair handles, doorknobs, etc. to maintain the sanitary of our lobbies.

We are following the guidelines from the CDC in terms of sterilization and cleanliness on our lobbies at all our locations. If you have any questions about the extra measures we are taking at this time, please feel free to give us a call and we can speak with you about your concerns and work to a solution to best facilitate the repair process for all parties.

Thank you for your understanding and your support of our local business!

Wishing everybody safety and good health.